Calculators
Financial planning calculators
Size the decision first. Four planning calculators for questions our clients ask often, priced at 2026 federal and 2025 state tax rates.
The tools
These calculators take up questions we are asked often, using the same tax engine our advisors work from: 2026 federal brackets, each state’s 2025 rates, and the rules that decide how much of a deduction or a loss actually counts. Each one compares two paths with your numbers and lists its assumptions in full. They size a decision rather than make it. The explanation on each page is open to everyone, and the tool itself opens once you enter an email.
Mortgage vs. paying cash
Whether to pay cash for the house or borrow and keep the money invested, after the interest you can actually deduct.
Open the calculatorBackdoor Roth vs. brokerage
What a backdoor Roth is worth against a taxable account holding the same investments.
Open the calculatorAsset location
Whether holding bonds in the 401(k) and stocks in the Roth changes what you keep after tax.
Open the calculatorTax-loss harvesting
What systematic loss harvesting could offset over ten years, long-only or long/short.
Open the calculatorWant the same numbers worked through with your whole plan?
Meet with usThis piece is general education, not individual advice. Results are hypothetical and depend on the assumptions each page lists.