Wealth management services in Marin County, CA

Wealth management services for high net-worth individuals

For business owners

If your net worth is concentrated in a business you plan to sell, or recapitalize, wealth management starts before the closing table, not after. We coordinate QSBS §1202 exclusion planning, trust structures such as a Charitable Remainder Trust or an IDGT installment sale, and the shift from business income to portfolio income, so your investment plan is ready when the proceeds arrive.

For equity-compensated executives

If your wealth is concentrated in company stock, RSUs, or options, we design a 10b5-1 plan to diversify systematically, coordinated with your vesting schedule, tax withholding, and your employer’s trading windows.

For widows & families

If you are managing significant wealth on your own for the first time, whether after a loss or as part of planning ahead, we build an income and investment strategy around your situation today, with both spouses treated as equal clients at every stage.

Our investment approach

We build portfolios using decades of peer-reviewed academic research, supported by our partnership with Focus Financial and custodied at Charles Schwab and Fidelity. Sustainable and ESG-aligned strategies are available for clients who want their portfolio to reflect their values. We are generally skeptical of speculative products such as hedge funds and private equity as a default recommendation, though alternatives can play a selective, minority role for the most complex, highest-net-worth clients.

Why Marin County residents choose Aspirean for wealth management

Aspirean is a fee-only, fiduciary Registered Investment Advisor, paid only by the clients we serve. We limit the number of clients we take on each year, and our team includes CFP® and CPA professionals. We are based in Mill Valley and serve clients throughout Marin County, San Rafael, and the greater Bay Area, as well as nationally.

Frequently asked questions

Do you have a minimum asset level?

Yes. We best serve individuals with at least $1 million in investable assets, including 401(k) plan assets, or more complex financial situations. Our minimum annual fee is $7,500 for clients below that threshold.

How are you compensated?

We are a fee-only Registered Investment Advisor and a fiduciary, paid via a percentage of the assets we manage.

Do you invest in hedge funds or private equity?

Not as a default. We view speculative products as an expensive distraction for most clients, though alternatives can play a selective, minority role for the most complex, highest-net-worth situations.

Looking for a broader relationship beyond investment management? See our Financial Advisor page for Marin County, CA.