A railed walkway climbing a coastal ridge into the fog

Fiduciary wealth management

For the moment
everything changes.

You sold the business. Your equity finally vested. You’re suddenly the one holding it all together. We coordinate investment management, tax strategy, and estate planning for people meeting a major financial turning point.

Who we serve

Wealth built through conviction and confidence.

You’re the one everyone else counts on. The one who built it, the one whose name is on it, the one doing the math at night that nobody else sees. You don’t need more information. You need less on your plate, and someone who understands exactly what this moment feels like. Start with the one that sounds like you.

The cost of complexity

Your wealth shouldn’t create more of a burden.

As your wealth has grown, so has the work of managing it. Somewhere along the way you became the messenger between your CPA, your attorney, and your advisor. That comes at a price.

Lost time

Every hour spent relaying, reconciling, and re-explaining between professionals is an hour that belonged to your family, your work, or your life.

Feeling stuck

When everything is a priority, nothing moves. The important calls pile up quietly behind the urgent ones, some of them for years.

Expensive mistakes

Professionals working in silos means avoidable taxes, duplicated fees, and opportunities that expired because nobody owned them.

The fix isn’t more advice. It’s coordination.

What we do

You set the direction. We row everything toward it.

Your CPA, your attorney, your banker: one plan, one team holding the full picture, and none of the coordination on your shoulders.

Golden hills and open water seen from a high coastal vista

Investment Management

Evidence-based portfolios built for your goals, not this quarter’s headlines.

Financial Planning

A living plan for the decisions in front of you: exits, equity, income, education, the freedom to make a change.

Tax Planning & Coordination

In-house tax expertise working with your CPA, so April stops bringing surprises.

Estate & Legacy Planning

Your intentions, documented, coordinated with your attorney, and carried across generations.

What you can expect from us

A rigorous, academic approachEvidence-based strategies built for your long-term goals, not this quarter’s headlines.
A fiduciary commitmentYour best interest is our only bias, in writing.
National resourcesSupported by our partnership with Focus Financial, custodied at Charles Schwab and Fidelity.
Sustainable investing optionsA portfolio that reflects your values without giving up performance.
Coordinated relationshipsWe work directly with your attorneys and advisors, never in a silo.

How we work

Your plan, designed, built, and protected.

01

Design

We start by listening: your goals, your family, and what you actually want this wealth to do for your life.

02

Build

You get one coordinated plan across investments, tax, and estate strategy, grounded in decades of Nobel-recognized research.

03

Protect

We meet on a rhythm that fits your life, adjust for what’s changed, and make sure nothing falls through the cracks.

Our team

Frequently asked questions

The things you’re probably wondering.

How are you paid?

We’re a fee-only Registered Investment Advisor and a fiduciary, paid a percentage of the assets we manage. No commissions, no product sales, no undisclosed revenue. The planning, tax, and estate work is part of the relationship, not an add-on with its own invoice.

Do you have a minimum?

Yes. Given the time-intensive, comprehensive nature of our work, we best serve individuals with at least $1 million in investable assets.

Where does my money actually live?

At independent custodians, Charles Schwab and Fidelity, in accounts that stay in your name. We’re your advisor with limited authority to manage them, and we don’t work for the custodian. You can see everything, always.

How would you describe your investment strategy?

Evidence-based, guided by decades of objective, peer-reviewed financial research and supported by our partnership with Focus Financial. We help you manage what’s actually within your control (cost, diversification, and discipline) rather than react to headlines.

Do you handle taxes?

We do tax planning, not tax preparation. Tax strategy lives inside your financial plan year-round, led in-house by credentialed expertise, and we work directly with the CPA who files your returns so the plan and the paperwork never drift apart.

What happens after the first conversation?

We listen first: your goals, your family, what you want the money to do. If we both want to continue, we build one coordinated plan across investments, tax, and estate strategy, then meet on a rhythm that fits your life. And it all begins with a conversation we’d love the opportunity to have.

Are you the right fit for us?

We hope so, though we’re not for everyone. If you want a coordinated plan and a partner who takes financial complexity off your plate, we’d like to talk. If you’re looking for ad hoc stock tips, we’re not the right fit.

Meet with us

We’d love to meet with you.

We take on a limited number of new families each year, on purpose. It’s the only way we know to give each one the depth of attention a major financial moment deserves. If yours is approaching, we’d love the opportunity to talk with you.

Begin a conversation

Mill Valley, CA

6 Knoll Lane, Suite B, Mill Valley, CA 94941
(844) 687-5342

St. Joseph, MI

505 Pleasant St, Suite 401, St. Joseph, MI 49085
(844) 687-5342

Chesterton, IN

160 Rail Rd, Suite 4, Chesterton, IN 46304
(844) 687-5342