St. Joseph, MI
High net worth financial advisors in St. Joseph, MI
Aspirean Wealth is a fee-only, fiduciary financial advisory firm based in St. Joseph, serving individuals and families across Southwest Michigan. We provide investment management, financial planning, tax strategy, and estate coordination under one team, working alongside your CPA and your attorney.
Business owners & founders
We work with business owners preparing for a sale, succession, or recapitalization. Planning typically starts 1 to 5 years before the event and can include QSBS §1202 exclusion planning, the trusts your attorney drafts, and coordination with your banker, CPA, and attorney throughout the deal.
Equity-compensated executives
We work with executives holding concentrated equity, including discounted equity buy-ins ahead of a firm recapitalization. This includes pre-event tax planning, 10b5-1 plan design where applicable, and coordinated diversification.
Widows & families
We work with widows and families taking on financial responsibility for the first time, whether after a loss or to make sure both spouses are equally prepared. This includes coordinating the estate settlement with your attorney and CPA, income planning, and rebuilding a financial plan around your current situation.
Our services
What we provide
Investment Management
Evidence-based portfolio construction, supported by our partnership with Focus Financial Partners.
Financial Planning
A plan built around retirement, education, and other long-term goals.
Tax Planning & Strategy
In-house tax planning, coordinated with the CPA who prepares your return.
Estate & Legacy Planning
Trust, gifting, and estate coordination with your attorney.
Why Aspirean
Why Southwest Michigan clients choose Aspirean for their financial advising needs
Fee-only fiduciary
Aspirean is a fee-only, fiduciary Registered Investment Advisor, paid only by the clients we serve, not by product sales.
A limited number of clients
We limit the number of clients we take on each year.
Partnership with Focus Financial Partners
Our investment approach is supported by the national resources of our partnership with Focus Financial Partners.
Based in St. Joseph
We are based in St. Joseph and serve clients throughout Southwest Michigan, as well as nationally through our midwest and west coast offices.
Frequently asked questions
The things you’re probably wondering.
Do you have a minimum asset level?
Yes. We best serve individuals with at least $1 million in investable assets, including 401(k) plan assets, or more complex financial situations. Our minimum annual fee is $7,500 for clients below that threshold.
How are you compensated?
We are a fee-only Registered Investment Advisor and a fiduciary, paid via a percentage of the assets we manage.
Do you work with clients outside Southwest Michigan?
Yes. We serve clients nationally, with additional offices in Mill Valley, CA, and Chesterton, IN.
Meet with us
Let’s talk in St. Joseph.
If you’re looking for a financial advisor in Southwest Michigan, we’d like to hear from you.
Meet with usOur office in St. Joseph, MI
505 Pleasant St, Suite 401St. Joseph, MI 49085
(844) 687-5342 · Directions & contact
Serving St. Joseph, MI · Benton Harbor, MI · Southwest Michigan