Chesterton, IN
Estate and legacy planning in Chesterton, IN
Aspirean Wealth works with individuals and families across Chesterton, Porter County, and Northwest Indiana, including households with a role in Chicago, from our office in Chesterton. Estate and legacy planning sits under the same coordinated team as your investments and your tax strategy, alongside the attorney who drafts your documents.
What estate coordination looks like
Titling and beneficiaries
Much of this work is unglamorous: an audit of how every account is titled and who is named on each beneficiary designation. Titling and beneficiary designations override the will, so a form left behind at an old employer can quietly undo the document your attorney drafted. We keep the two matched as accounts open, close, and move between custodians.
Trusts and lifetime gifting
We work through the structures your plan calls for: revocable and irrevocable trusts, a Charitable Remainder Trust, an IDGT installment sale arranged before the sale of a business, and annual exclusion gifting to children and grandchildren. Then we do the step that most often goes undone, which is funding the trusts that were drafted.
Charitable intent
If giving matters to you, the questions are when and with what. We look at giving during your lifetime against giving at death, at donor-advised funds as a way to group several years of giving into one, and at gifts of appreciated assets rather than cash.
Working with your estate attorney
Your attorney drafts the documents; we do not. Our part is coordination — keeping the balance sheet and the documents in agreement, translating what the plan says into how accounts are titled and who is named on them, and confirming that accounts are actually retitled and trusts are actually funded once the signing is done.
Bringing the next generation in
A plan works when the people who inherit it understand it. We treat both spouses as equal clients at every stage, and give heirs who have not seen the balance sheet plain-language context for what is there and how it is arranged. A steward who has been part of the conversation is not learning under pressure.
Frequently asked questions
Do you have a minimum asset level?
Yes. We best serve individuals with at least $1 million in investable assets, including 401(k) plan assets, or more complex financial situations. Our minimum annual fee is $7,500 for clients below that threshold.
How are you compensated?
We are a fee-only Registered Investment Advisor and a fiduciary, paid via a percentage of the assets we manage.
Do you write wills or trusts?
No. Your attorney drafts the documents. We coordinate with that attorney, translate the finished plan into account titling and beneficiary designations, and keep the two in step as your life changes — a marriage, a sale, a new account, a move to another state.
Other services in Chesterton, IN
- Financial advisors in Chesterton, IN
- Financial planning in Chesterton, IN
- Investment management in Chesterton, IN
- Wealth management in Chesterton, IN
- Tax planning in Chesterton, IN
- Risk management planning in Chesterton, IN
Our office in Chesterton, IN
160 Rail Rd, Suite 4Chesterton, IN 46304
(844) 687-5342 · Directions & contact
Meet with us
If you’d like to talk through your estate and legacy intentions, we’d like to hear from you.
Meet with usChesterton, IN — 160 Rail Rd, Suite 4, Chesterton, IN 46304 · (844) 687-5342