Services
Estate & legacy planning
Aspirean Wealth works with individuals and families from our offices in Mill Valley, St. Joseph, and Chesterton. Estate and legacy planning sits under the same coordinated team as your investments and your tax strategy, alongside the attorney who drafts your documents.
Where we offer it
Estate & Legacy Planning in three offices.
Estate & legacy planning in Marin County, CA
6 Knoll Lane, Suite BMill Valley, CA 94941
(415) 383-8404
Marin County, CA · Mill Valley, CA · San Francisco Bay Area, CA
Estate & legacy planning in St. Joseph, MI
505 Pleasant St, Suite 401St. Joseph, MI 49085
(844) 687-5342
St. Joseph, MI · Benton Harbor, MI · Southwest Michigan
Estate & legacy planning in Chesterton, IN
160 Rail Rd, Suite 4Chesterton, IN 46304
(844) 687-5342
Chesterton, IN · Valparaiso, IN · Northwest Indiana
Titling and beneficiaries
Much of this work is unglamorous: an audit of how every account is titled and who is named on each beneficiary designation. Titling and beneficiary designations override the will, so a form left behind at an old employer can quietly undo the document your attorney drafted. We keep the two matched as accounts open, close, and move between custodians.
Trusts and lifetime gifting
We work through the structures your plan calls for: revocable and irrevocable trusts, a Charitable Remainder Trust, an IDGT installment sale arranged before the sale of a business, and annual exclusion gifting to children and grandchildren. Then we do the step that most often goes undone, which is funding the trusts that were drafted.
Charitable intent
If giving matters to you, the questions are when and with what. We look at giving during your lifetime against giving at death, at donor-advised funds as a way to group several years of giving into one, and at gifts of appreciated assets rather than cash.
Frequently asked questions
The things you’re probably wondering.
Do you have a minimum asset level?
Yes. We best serve individuals with at least $1 million in investable assets, including 401(k) plan assets, or more complex financial situations. Our minimum annual fee is $7,500 for clients below that threshold.
How are you compensated?
We are a fee-only Registered Investment Advisor and a fiduciary, paid via a percentage of the assets we manage.
Do you write wills or trusts?
No. Your attorney drafts the documents. We coordinate with that attorney, translate the finished plan into account titling and beneficiary designations, and keep the two in step as your life changes — a marriage, a sale, a new account, a move to another state.
Meet with us
Let’s talk.
If you’d like to talk through your estate and legacy intentions, we’d like to hear from you.
Meet with us