Services
Tax planning & coordination
Tax planning evaluates how investment, income, and giving decisions may affect your tax position before those decisions are made. Aspirean Wealth coordinates the financial plan with the professional who prepares your return, comparing potential trade-offs across years while recognizing that eligibility, future law, and your circumstances can change the outcome.
Where we offer it
Where can you discuss tax planning & coordination?
Tax planning in Marin County, CA
6 Knoll Lane, Suite BMill Valley, CA 94941
(415) 383-8404
Marin County, CA · Mill Valley, CA · San Francisco Bay Area, CA
Tax planning in St. Joseph, MI
505 Pleasant St, Suite 401St. Joseph, MI 49085
(844) 687-5342
St. Joseph, MI · Benton Harbor, MI · Southwest Michigan
Tax planning in Chesterton, IN
160 Rail Rd, Suite 4Chesterton, IN 46304
(844) 687-5342
Chesterton, IN · Valparaiso, IN · Northwest Indiana
When should gains and losses be reviewed?
We review existing gains, losses, and portfolio needs before discussing trades with tax implications. The IRS investment income guidance explains capital gains and wash-sale rules; harvesting a loss may defer tax rather than eliminate it.
How should charitable giving be coordinated?
We compare the intended gift with available assets, liquidity needs, and the deductions your tax professional expects you can use. Charitable planning considers restrictions and documentation alongside potential tax treatment.
When might a Roth conversion be considered?
We compare the current tax cost of a conversion with a range of future income and tax assumptions. A conversion can increase current income taxes and affect other income-based costs, so its suitability requires an individual review.
Frequently asked questions
What else should you know before working with us?
Do you have a minimum asset level?
Yes. We best serve individuals with at least $1 million in investable assets, including 401(k) plan assets, or more complex financial situations. Our minimum annual fee is $7,500 for clients below that threshold.
How are you compensated?
Aspirean Wealth charges an advisory fee based on the assets it manages. Investment expenses and custodial or transaction charges may also apply; review our firm disclosures and your agreement for fees, services, and conflicts of interest.
Do you prepare my tax return?
We do not prepare tax returns. We coordinate financial planning decisions with the tax professional who prepares your return, who evaluates filing positions and reporting requirements.
This page provides general information, not individual investment, tax, or legal advice. Investing involves risk, including possible loss of principal; planning does not assure a particular outcome.
Meet with us
Let’s talk.
If you’d like to talk through the tax side of your situation, we’d like to hear from you.
Meet with us