Services
Wealth protection & asset preservation
Wealth protection planning reviews the financial exposures that could interrupt your plans and the coverage, liquidity, and legal arrangements already in place. Aspirean Wealth helps organize that review alongside your investments and family commitments, with insurance and legal professionals assessing their respective areas and recognizing that no arrangement removes every risk.
Where we offer it
Where can you discuss wealth protection & asset preservation?
Wealth protection & asset preservation in Marin County, CA
6 Knoll Lane, Suite BMill Valley, CA 94941
(415) 383-8404
Marin County, CA · Mill Valley, CA · San Francisco Bay Area, CA
Wealth protection & asset preservation in St. Joseph, MI
505 Pleasant St, Suite 401St. Joseph, MI 49085
(844) 687-5342
St. Joseph, MI · Benton Harbor, MI · Southwest Michigan
Wealth protection & asset preservation in Chesterton, IN
160 Rail Rd, Suite 4Chesterton, IN 46304
(844) 687-5342
Chesterton, IN · Valparaiso, IN · Northwest Indiana
Are there gaps or overlaps in insurance coverage?
We inventory policies alongside the assets and responsibilities they are intended to address. Your insurance professional reviews limits, exclusions, and changes; the financial plan also considers losses that may remain uninsured.
Do ownership and beneficiary arrangements fit the plan?
We identify accounts and documents that may need review after changes in family circumstances or asset ownership. Estate planning coordination brings those questions to the attorney responsible for the legal arrangements.
How much liquidity is available when it is needed?
We review near-term obligations against cash, investments, and assets that may be difficult to sell. Concentration, borrowing costs, and market losses can affect the resources available even when the balance sheet appears substantial.
Frequently asked questions
What else should you know before working with us?
Do you have a minimum asset level?
Yes. We best serve individuals with at least $1 million in investable assets, including 401(k) plan assets, or more complex financial situations. Our minimum annual fee is $7,500 for clients below that threshold.
How are you compensated?
Aspirean Wealth charges an advisory fee based on the assets it manages. Investment expenses and custodial or transaction charges may also apply; review our firm disclosures and your agreement for fees, services, and conflicts of interest.
Do you practice law or set up trusts and entities?
No. We do not practice law, and we cannot tell you that any asset is beyond the reach of a creditor or a lawsuit; that depends on your state, your facts, and documents only an attorney can draft. What we do is keep the inventory current, flag titling, beneficiary, and coverage gaps, and coordinate with your attorney and insurance agent so the plan and the documents agree.
This page provides general information, not individual investment, tax, or legal advice. Investing involves risk, including possible loss of principal; planning does not assure a particular outcome.
Meet with us
Let’s talk.
If you’d like a fresh look at what could set your plan back and what already covers it, we’d like to hear from you.
Meet with us