Services
Investment management
Investment management means choosing, implementing, and reviewing a portfolio in light of your goals, time horizon, and ability to bear losses. Aspirean Wealth coordinates that work with financial planning, tax considerations, and estate matters, so decisions about holdings and account types reflect the broader needs of your household.
Where we offer it
Where can you discuss investment management?
Investment management in Marin County, CA
6 Knoll Lane, Suite BMill Valley, CA 94941
(415) 383-8404
Marin County, CA · Mill Valley, CA · San Francisco Bay Area, CA
Investment management in St. Joseph, MI
505 Pleasant St, Suite 401St. Joseph, MI 49085
(844) 687-5342
St. Joseph, MI · Benton Harbor, MI · Southwest Michigan
Investment management in Chesterton, IN
160 Rail Rd, Suite 4Chesterton, IN 46304
(844) 687-5342
Chesterton, IN · Valparaiso, IN · Northwest Indiana
How is an investment allocation chosen?
We discuss your spending needs, time horizon, and ability to tolerate losses before choosing an allocation across investments. Diversification can spread exposure, but it cannot prevent losses or make a portfolio suitable for every investor.
How are taxes considered in implementation?
We consider account types, existing gains, and trading costs when placing investments and reviewing potential changes. Tax planning and coordination helps connect these choices with the work of the professional who prepares your return.
When should a portfolio be rebalanced?
We review allocation drift and concentration alongside taxes, transaction costs, and available cash. For employer stock, any sale also depends on vesting terms, company policies, and applicable trading restrictions.
Frequently asked questions
What else should you know before working with us?
Do you have a minimum asset level?
Yes. We best serve individuals with at least $1 million in investable assets, including 401(k) plan assets, or more complex financial situations. Our minimum annual fee is $7,500 for clients below that threshold.
How are you compensated?
Aspirean Wealth charges an advisory fee based on the assets it manages. Investment expenses and custodial or transaction charges may also apply; review our firm disclosures and your agreement for fees, services, and conflicts of interest.
Who holds my money?
Accounts are held at Charles Schwab or Fidelity in your name. Aspirean Wealth manages investments within the authority you grant, and the custodian provides account statements; review our disclosures for the scope of services and fee arrangements.
This page provides general information, not individual investment, tax, or legal advice. Investing involves risk, including possible loss of principal; planning does not assure a particular outcome.
Meet with us
Let’s talk.
If you’d like to talk about how your portfolio is built and where it is held, we’d like to hear from you.
Meet with us