Services
Investment management
Aspirean Wealth manages investment portfolios for individuals and families. Portfolio management is not a standalone product here — it sits under one coordinated team, alongside financial planning, tax strategy, and estate coordination.
Where we offer it
Investment Management in three offices.
Investment management in Marin County, CA
6 Knoll Lane, Suite BMill Valley, CA 94941
(415) 383-8404
Marin County, CA · Mill Valley, CA · San Francisco Bay Area, CA
Investment management in St. Joseph, MI
505 Pleasant St, Suite 401St. Joseph, MI 49085
(844) 687-5342
St. Joseph, MI · Benton Harbor, MI · Southwest Michigan
Investment management in Chesterton, IN
160 Rail Rd, Suite 4Chesterton, IN 46304
(844) 687-5342
Chesterton, IN · Valparaiso, IN · Northwest Indiana
Evidence-based construction
We build portfolios on decades of peer-reviewed academic research, supported by our partnership with Focus Financial. In practice that means broad diversification across asset classes, low turnover, and an allocation you can hold through a full market cycle. We do not time the market, and we do not rearrange a portfolio around the headline of the week.
Tax-aware implementation
Where a holding sits matters as much as what it is. We locate assets across your taxable and retirement accounts with their tax treatment in mind, harvest losses when the market offers the opportunity, and coordinate trades with the tax plan. Because our team includes CFP® and CPA professionals in-house, your portfolio and your return are one conversation rather than two.
Rebalancing and concentration
We rebalance on drift bands rather than out of calendar habit: when an allocation moves far enough from its target, we act, and when it has not, we leave it alone. If your wealth is concentrated in company stock, we stage the diversification over time, coordinated with your vesting schedule, your employer’s trading windows, and the tax year, so the position comes down on a schedule you set in advance.
Frequently asked questions
The things you’re probably wondering.
Do you have a minimum asset level?
Yes. We best serve individuals with at least $1 million in investable assets, including 401(k) plan assets, or more complex financial situations. Our minimum annual fee is $7,500 for clients below that threshold.
How are you compensated?
We are a fee-only Registered Investment Advisor and a fiduciary, paid via a percentage of the assets we manage.
Who holds my money?
Charles Schwab and Fidelity do. Your accounts are opened in your name and stay there, and Aspirean does not take custody of them. We manage the portfolio and place trades inside those accounts; the assets themselves stay with the custodian. Statements come from the custodian rather than from us, so you can see every position and every transaction for yourself.
Meet with us
Let’s talk.
If you’d like to talk about how your portfolio is built and where it is held, we’d like to hear from you.
Meet with us